<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title>Friendly Valley</title>
	<atom:link href="http://friendlyvalley.wordpress.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://friendlyvalley.wordpress.com</link>
	<description>A Gated Community,  for aged 55+,  in Southern California</description>
	<lastBuildDate>Tue, 13 Dec 2011 00:12:34 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.com/</generator>
<cloud domain='friendlyvalley.wordpress.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://1.gravatar.com/blavatar/da577ea36640db6d13f303fe86edf255?s=96&#038;d=http%3A%2F%2Fs2.wp.com%2Fi%2Fbuttonw-com.png</url>
		<title>Friendly Valley</title>
		<link>http://friendlyvalley.wordpress.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://friendlyvalley.wordpress.com/osd.xml" title="Friendly Valley" />
	<atom:link rel='hub' href='http://friendlyvalley.wordpress.com/?pushpress=hub'/>
		<item>
		<title>- For Sale: Units for sale in the Friendly Valley Senior’s Community</title>
		<link>http://friendlyvalley.wordpress.com/2011/12/12/units-for-sale-in-the-friendly-valley-retirement-community/</link>
		<comments>http://friendlyvalley.wordpress.com/2011/12/12/units-for-sale-in-the-friendly-valley-retirement-community/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 17:02:48 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[a - FOR SALE in Friendly Valley]]></category>
		<category><![CDATA[california retirement living]]></category>
		<category><![CDATA[california senior living]]></category>
		<category><![CDATA[friendly valley retirement community]]></category>
		<category><![CDATA[friendly valley seniors community]]></category>
		<category><![CDATA[gated retirement community]]></category>
		<category><![CDATA[homes for sale in california retirement community]]></category>
		<category><![CDATA[homes for sale in Friendly Valley]]></category>
		<category><![CDATA[homes for sale in Friendly Valley Santa Clarita California]]></category>
		<category><![CDATA[homes for sale in retirement community]]></category>
		<category><![CDATA[LeeAnn Bell real estate]]></category>
		<category><![CDATA[newhall california]]></category>
		<category><![CDATA[newhall california real estate]]></category>
		<category><![CDATA[santa clarita california]]></category>
		<category><![CDATA[santa clarita real estate]]></category>
		<category><![CDATA[santa clarita real estate for sale]]></category>
		<category><![CDATA[seniors community]]></category>
		<category><![CDATA[seniors community in southern california]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=56</guid>
		<description><![CDATA[Welcome to my FRIENDLY VALLEY Website dedicated to giving you the most current information regarding HOMES FOR SALE in this Gated Seniors Golf Community. On must be 55 years of age or older to live in the Friendly Valley Community. &#8230; <a href="http://friendlyvalley.wordpress.com/2011/12/12/units-for-sale-in-the-friendly-valley-retirement-community/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=56&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:center;">Welcome to my FRIENDLY VALLEY Website<br />
dedicated to giving you the most current information regarding HOMES FOR SALE in this Gated Seniors Golf Community.</p>
<p style="text-align:center;">On must be 55 years of age or older to live in the Friendly Valley Community.</p>
<p style="text-align:center;">Please call me for your personal tour of the properties FOR SALE in this wonderful senior gated community:<br />
<strong>LeeAnn Bell, 661-309-2364</strong></p>
<p style="text-align:center;"><strong>*</strong><br />
<strong> CLICK <a href="http://www.mrmlsmatrix.com/Matrix/Public/Portal.aspx?ID=79623236-781487989-94">HERE</a><br />
to view properties currently FOR SALE<br />
along with prices and HOA fees</strong></p>
<div class="wp-caption aligncenter" style="width: 266px"><img title=" 19231 Avenue Of The Oaks B" src="http://socalpictures.marketlinx.com/mediadisplay/00/lr96721800-1.jpg" alt="" width="256" height="192" /><p class="wp-caption-text">  Attached &quot;condos&quot; </p></div>
<p style="text-align:center;">*</p>
<div class="wp-caption aligncenter" style="width: 266px"><img title="26512 Honorine Ct, Newhall, CA" src="http://socalpictures.marketlinx.com/mediadisplay/27/lr96518927-1.jpg" alt="" width="256" height="192" /><p class="wp-caption-text"> View of a Detached Home</p></div>
<p style="text-align:center;">*<strong> </strong></p>
<p style="text-align:center;"><strong>The homes in this Community are considered &#8220;Condominiums&#8221; even though the homes are not stacked one upon another in an apartment style.<br />
</strong></p>
<p style="text-align:center;"><strong>HOA fees vary per unit.</strong></p>
<p style="text-align:center;"><strong> For any other information regarding homes FOR SALE in the Friendly Valley Community, or anywhere else in the Santa Clarita Valley, please feel free to call me at 661-309-2364.</strong></p>
<p style="text-align:center;"><strong>Please Note:<br />
As a potential Buyer you pay nothing out of your pocket to view these homes with me.</strong></p>
<p style="text-align:center;"><strong>I set up the appointments for you to view the homes, I handle all the paperwork should you decide to purchase a home in Friendly Valley, and then I collect my fees from the Seller of the Property at the close of escrow as you take possession of your new home.<br />
</strong></p>
<p style="text-align:center;"><strong>So please feel free to call me today for more information on this wonderful Seniors Community or for your personal tour of the community and the homes which are currently FOR SALE.</strong></p>
<p style="text-align:center;"><strong>I also handle any other HOME SALES outside of the Friendly Valley Community in Santa Clarita as well.<br />
Thank you.<br />
</strong></p>
<p style="text-align:center;"><strong>LeeAnn Bell,  REALTOR(R) </strong><strong><br />
<strong>661-309-2364</strong><br />
DRE License #01260650 </strong></p>
<p style="text-align:left;"><strong><em><span style="color:#2233ff;"><br />
</span></em></strong><span style="color:#2233ff;">Below is what one client had to say about working with me:</span><strong><em><span style="color:#2233ff;"><br />
&#8220;Knowing how hard this transaction could have been, we really appreciate the time you took to help everyone get what they needed&#8230;you went the extra step&#8221;  &#8211;Rich S., Stevenson Ranch</span></em><br />
</strong></p>
<p style="text-align:center;"><strong><br />
<span style="font-family:comic sans ms;font-size:x-small;">Above information acquired from the REALTOR(R) MLS.  The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes and availability, is deemed reliable but not guaranteed and  subject to errors, omissions, and/or cancellation.  All information should be personally verified through personal inspection by and/or with the appropriate professionals.<br />
Properties offered as FOR SALE may not be brokered by LeeAnn Bell and/or Kellar-Davis, Inc.<br />
</span></strong></p>
<p style="text-align:center;"><strong>*<br />
</strong></p>
<div id="attachment_79" class="wp-caption aligncenter" style="width: 490px"><img class="size-full wp-image-79" title="year round heated pool with separate spa" src="http://friendlyvalley.files.wordpress.com/2009/07/70-pool.jpg?w=584" alt="year round heated pool with separate spa"   /><p class="wp-caption-text">year round heated pool with separate spa</p></div>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/a-for-sale-in-friendly-valley/'>a - FOR SALE in Friendly Valley</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/california-retirement-living/'>california retirement living</a>, <a href='http://friendlyvalley.wordpress.com/tag/california-senior-living/'>california senior living</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-retirement-community/'>friendly valley retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-seniors-community/'>friendly valley seniors community</a>, <a href='http://friendlyvalley.wordpress.com/tag/gated-retirement-community/'>gated retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/homes-for-sale-in-california-retirement-community/'>homes for sale in california retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/homes-for-sale-in-friendly-valley/'>homes for sale in Friendly Valley</a>, <a href='http://friendlyvalley.wordpress.com/tag/homes-for-sale-in-friendly-valley-santa-clarita-california/'>homes for sale in Friendly Valley Santa Clarita California</a>, <a href='http://friendlyvalley.wordpress.com/tag/homes-for-sale-in-retirement-community/'>homes for sale in retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/leeann-bell-real-estate/'>LeeAnn Bell real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/newhall-california/'>newhall california</a>, <a href='http://friendlyvalley.wordpress.com/tag/newhall-california-real-estate/'>newhall california real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-california/'>santa clarita california</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-real-estate/'>santa clarita real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-real-estate-for-sale/'>santa clarita real estate for sale</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-community/'>seniors community</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-community-in-southern-california/'>seniors community in southern california</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/56/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/56/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/56/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/56/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/56/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/56/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/56/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/56/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/56/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/56/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/56/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/56/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/56/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/56/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=56&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2011/12/12/units-for-sale-in-the-friendly-valley-retirement-community/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>

		<media:content url="http://socalpictures.marketlinx.com/mediadisplay/00/lr96721800-1.jpg" medium="image">
			<media:title type="html"> 19231 Avenue Of The Oaks B</media:title>
		</media:content>

		<media:content url="http://socalpictures.marketlinx.com/mediadisplay/27/lr96518927-1.jpg" medium="image">
			<media:title type="html">26512 Honorine Ct, Newhall, CA</media:title>
		</media:content>

		<media:content url="http://friendlyvalley.files.wordpress.com/2009/07/70-pool.jpg" medium="image">
			<media:title type="html">year round heated pool with separate spa</media:title>
		</media:content>
	</item>
		<item>
		<title>- What Is Friendly Valley?</title>
		<link>http://friendlyvalley.wordpress.com/2011/11/04/what-is-friendly-valley/</link>
		<comments>http://friendlyvalley.wordpress.com/2011/11/04/what-is-friendly-valley/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 20:00:35 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[c - Information Regarding the Friendly Valley Senior's Community]]></category>
		<category><![CDATA[active senior living]]></category>
		<category><![CDATA[active seniors]]></category>
		<category><![CDATA[bob hope golf club community]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california living]]></category>
		<category><![CDATA[communities for active seniors]]></category>
		<category><![CDATA[friendly valley]]></category>
		<category><![CDATA[friendly valley gated community]]></category>
		<category><![CDATA[friendly valley golf club]]></category>
		<category><![CDATA[friendly valley golf community]]></category>
		<category><![CDATA[gated community for seniors]]></category>
		<category><![CDATA[golf club community]]></category>
		<category><![CDATA[golf club living]]></category>
		<category><![CDATA[History Of Friendly Valley Retirement Community]]></category>
		<category><![CDATA[LeeAnn Bell real estate]]></category>
		<category><![CDATA[newhall]]></category>
		<category><![CDATA[retirement community]]></category>
		<category><![CDATA[retirement living]]></category>
		<category><![CDATA[retirement living in southern california]]></category>
		<category><![CDATA[santa clarita]]></category>
		<category><![CDATA[santa clarita gated community]]></category>
		<category><![CDATA[senior living]]></category>
		<category><![CDATA[senior living california]]></category>
		<category><![CDATA[senior living canyon country]]></category>
		<category><![CDATA[senior living santa clarita]]></category>
		<category><![CDATA[senior living southern california]]></category>
		<category><![CDATA[southern california]]></category>
		<category><![CDATA[southern california retirement living]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=3</guid>
		<description><![CDATA[Friendly Valley is a Gated Senior Citizen Community of  approximately 1,290 homes, located in the Santa Clarita Valley,  just north-west of Los Angeles, California. One person in residence must be a senior citizen 55 years of age or older; any other &#8230; <a href="http://friendlyvalley.wordpress.com/2011/11/04/what-is-friendly-valley/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=3&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:left;"><strong>Friendly Valley is a Gated Senior Citizen Community of  approximately 1,290 homes, located in the <a title="Santa Clarita Info" href="http://en.wikipedia.org/wiki/Santa_Clarita,_California">Santa Clarita Valley</a>,  just north-west of Los Angeles, California.</strong></p>
<p><strong>One person in residence must be a senior citizen 55 years of age or older; any other resident (ie: the spouse) must be at least 45 years of age. </strong></p>
<p style="text-align:center;"><strong>_____<br />
One of the most Frequently Asked Questions I receive is:<br />
How long can my children or grandchildren stay with me if I live in Friendly Valley?<br />
The Answer is:<br />
For a grand total of 90 calendar days per year &#8230; whether the 90 days are consecutive or split up over the calendar year.<br />
_____<br />
</strong></p>
<p><strong>This lovely Community takes pride in being a guard gated, security patrolled community with amenities which include:</strong></p>
<p><strong>~ a nine hole executive golf course<br />
~ an eighteen hole pitch and putt<br />
~ lawn bowling<br />
~ a year round heated swimming pool and spa<br />
~ fitness gymnasium<br />
~ Card Clubs, Computer Classes, Theater Groups, a Wood Working Shop and more<br />
~ rec hall and kitchen available to rent<br />
~ a Travel Club to travel with other residents to destinations such as Solvang, or Laughlin &#8230; cruises are even an option!</strong><strong><br />
~ a shuttle service to drive you from the Friendly Valley Community to the nearby shopping services and banks<br />
~ RV parking for a nominal annual fee<br />
~ plus more</strong></p>
<p><strong>This wonderful community is perfect for the senior who wants to participate in activities, but is also perfect for the senior who simply desires to live simply and quietly!</strong></p>
<p><strong>Both atmospheres are available, and it is up to each individual to stay as busy or as relaxed as he/she desires.</strong></p>
<p style="text-align:center;"><strong>*<br />
For more information on this wonderful senior&#8217;s community,<br />
or for your personal tour of the community and the homes which are currently FOR SALE,<br />
please contact LeeAnn Bell at 661-309-2364<br />
___ </strong></p>
<p style="text-align:center;"><strong>For my &#8220;daily updated&#8221; list of what is currently FOR SALE in Friendly Valley, please see <a href="http://friendlyvalley.wordpress.com/category/a-for-sale-in-friendly-valley/">HERE<br />
* </a></strong></p>
<p style="text-align:left;">Below is what one of my clients had to say about working with me:<strong><br />
<em>&#8220;(LeeAnn) is not all out for the money, she cares about her clients and wants them to be happy.  She is honest and very helpful and supportive and she took time for looking and bids that didn&#8217;t work out.&#8221;</em><br />
-Mike S.<br />
</strong></p>
<p style="text-align:center;">**<br />
LeeAnn Bell, REALTOR(R)<br />
DRE License #01260650<strong></strong></p>
<p>&nbsp;</p>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/c-information-regarding-the-friendly-valley-seniors-community/'>c - Information Regarding the Friendly Valley Senior's Community</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/active-senior-living/'>active senior living</a>, <a href='http://friendlyvalley.wordpress.com/tag/active-seniors/'>active seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/bob-hope-golf-club-community/'>bob hope golf club community</a>, <a href='http://friendlyvalley.wordpress.com/tag/california/'>california</a>, <a href='http://friendlyvalley.wordpress.com/tag/california-living/'>california living</a>, <a href='http://friendlyvalley.wordpress.com/tag/communities-for-active-seniors/'>communities for active seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley/'>friendly valley</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-gated-community/'>friendly valley gated community</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-golf-club/'>friendly valley golf club</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-golf-community/'>friendly valley golf community</a>, <a href='http://friendlyvalley.wordpress.com/tag/gated-community-for-seniors/'>gated community for seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/golf-club-community/'>golf club community</a>, <a href='http://friendlyvalley.wordpress.com/tag/golf-club-living/'>golf club living</a>, <a href='http://friendlyvalley.wordpress.com/tag/history-of-friendly-valley-retirement-community/'>History Of Friendly Valley Retirement Community</a>, <a href='http://friendlyvalley.wordpress.com/tag/leeann-bell-real-estate/'>LeeAnn Bell real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/newhall/'>newhall</a>, <a href='http://friendlyvalley.wordpress.com/tag/retirement-community/'>retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/retirement-living/'>retirement living</a>, <a href='http://friendlyvalley.wordpress.com/tag/retirement-living-in-southern-california/'>retirement living in southern california</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita/'>santa clarita</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-gated-community/'>santa clarita gated community</a>, <a href='http://friendlyvalley.wordpress.com/tag/senior-living/'>senior living</a>, <a href='http://friendlyvalley.wordpress.com/tag/senior-living-california/'>senior living california</a>, <a href='http://friendlyvalley.wordpress.com/tag/senior-living-canyon-country/'>senior living canyon country</a>, <a href='http://friendlyvalley.wordpress.com/tag/senior-living-santa-clarita/'>senior living santa clarita</a>, <a href='http://friendlyvalley.wordpress.com/tag/senior-living-southern-california/'>senior living southern california</a>, <a href='http://friendlyvalley.wordpress.com/tag/southern-california/'>southern california</a>, <a href='http://friendlyvalley.wordpress.com/tag/southern-california-retirement-living/'>southern california retirement living</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/3/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/3/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/3/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/3/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/3/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/3/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/3/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/3/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/3/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/3/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/3/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/3/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/3/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/3/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=3&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2011/11/04/what-is-friendly-valley/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>
	</item>
		<item>
		<title>- New Loan Program for Ages 62 and above</title>
		<link>http://friendlyvalley.wordpress.com/2011/04/14/new-loan-program-for-ages-62-and-above/</link>
		<comments>http://friendlyvalley.wordpress.com/2011/04/14/new-loan-program-for-ages-62-and-above/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 21:55:51 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[f - Current Real Estate News]]></category>
		<category><![CDATA[g - SENIORS information]]></category>
		<category><![CDATA[buying real estate]]></category>
		<category><![CDATA[fha government loans]]></category>
		<category><![CDATA[fha loans for seniors]]></category>
		<category><![CDATA[friendly valley real estate]]></category>
		<category><![CDATA[gated real estate in southern california]]></category>
		<category><![CDATA[gated seniors community]]></category>
		<category><![CDATA[LeeAnn Bell real estate]]></category>
		<category><![CDATA[loans for seniors]]></category>
		<category><![CDATA[real estate current events]]></category>
		<category><![CDATA[real estate in southern california]]></category>
		<category><![CDATA[real estate news]]></category>
		<category><![CDATA[santa clarita real estate]]></category>
		<category><![CDATA[seniors and real estate]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=377</guid>
		<description><![CDATA[I recently heard about a new Loan Program, for those who are aged 62 and older and who can afford to put down 30-40% on their real estate purchase! It is a special FHA government loan program for seniors and &#8230; <a href="http://friendlyvalley.wordpress.com/2011/04/14/new-loan-program-for-ages-62-and-above/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=377&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>I recently heard about a new Loan Program, for those who are aged 62 and older and who can afford to put down 30-40% on their real estate purchase!<img class="alignright" src="http://static.move.com/blogs/Seniors-wide.jpg" alt="" width="247" height="180" /></p>
<p style="text-align:center;">It is a special FHA government loan program for seniors and does not have any credit or income requirements.</p>
<p style="text-align:center;">If you or someone you know is interested in purchasing a home in Santa Clarita and would like to receive more information about this Seniors Loan Program, call me directly at <strong>661-309-2364</strong>.</p>
<p style="text-align:center;">Getting you into a home you will be happy in, in the smoothest way possible, is always my goal for my clients!<strong><br />
LeeAnn Bell</strong>, REALTOR(R)<br />
<strong>661-309-2364</strong></p>
<p style="text-align:left;">Here is what one client had to say about working with me:<em><strong><br />
LeeAnn was &#8220;easy going, not pushy, knowledgeable, and honest to the point of offering careful and helpful advice&#8221;</strong></em><br />
-Alan L., Sand Canyon</p>
<p style="text-align:center;">For my blog dedicated to more frequently updated<br />
REAL ESTATE NEWS<br />
click <a href="http://santaclaritahomesforsale.blogspot.com/">HERE</a></p>
<p style="text-align:center;">___<br />
LeeAnn Bell, REALTOR(R)<br />
661-309-2364<br />
DRE License#01260650</p>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/f-current-real-estate-news/'>f - Current Real Estate News</a>, <a href='http://friendlyvalley.wordpress.com/category/g-seniors-information/'>g - SENIORS information</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/buying-real-estate/'>buying real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/fha-government-loans/'>fha government loans</a>, <a href='http://friendlyvalley.wordpress.com/tag/fha-loans-for-seniors/'>fha loans for seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-real-estate/'>friendly valley real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/gated-real-estate-in-southern-california/'>gated real estate in southern california</a>, <a href='http://friendlyvalley.wordpress.com/tag/gated-seniors-community/'>gated seniors community</a>, <a href='http://friendlyvalley.wordpress.com/tag/leeann-bell-real-estate/'>LeeAnn Bell real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/loans-for-seniors/'>loans for seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/real-estate-current-events/'>real estate current events</a>, <a href='http://friendlyvalley.wordpress.com/tag/real-estate-in-southern-california/'>real estate in southern california</a>, <a href='http://friendlyvalley.wordpress.com/tag/real-estate-news/'>real estate news</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-real-estate/'>santa clarita real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-and-real-estate/'>seniors and real estate</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/377/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/377/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/377/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/377/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/377/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/377/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/377/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/377/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/377/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/377/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/377/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/377/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/377/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/377/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=377&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2011/04/14/new-loan-program-for-ages-62-and-above/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>

		<media:content url="http://static.move.com/blogs/Seniors-wide.jpg" medium="image" />
	</item>
		<item>
		<title>- Meals on Wheels</title>
		<link>http://friendlyvalley.wordpress.com/2011/01/10/meals-on-wheels/</link>
		<comments>http://friendlyvalley.wordpress.com/2011/01/10/meals-on-wheels/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 18:10:18 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[g - SENIORS information]]></category>
		<category><![CDATA[friendly valley community]]></category>
		<category><![CDATA[help for seniors]]></category>
		<category><![CDATA[meals on wheels]]></category>
		<category><![CDATA[santa clarita retirement living]]></category>
		<category><![CDATA[santa clarita seniors community]]></category>
		<category><![CDATA[senior living in santa clarita]]></category>
		<category><![CDATA[southern california retirement community]]></category>
		<category><![CDATA[southern california seniors community]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=329</guid>
		<description><![CDATA[Do you have a loved one living in Santa Clarita who is not able to cook at this time, or needs help subsidizing their cooking?  Why not consider Meals on Wheels. The motto of Meals on Wheels, as taken from &#8230; <a href="http://friendlyvalley.wordpress.com/2011/01/10/meals-on-wheels/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=329&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Do you have a loved one living in Santa Clarita who is not able to cook at this time, or needs help subsidizing their cooking?  Why not consider Meals on Wheels.</p>
<p>The motto of Meals on Wheels, as taken from their <a href="http://www.mowaa.org/Page.aspx?pid=299">website</a>, reads:</p>
<blockquote><p>On September 1, 2009, the MOWAA Board of Directors approved a new vision for the Meals On Wheels Association of America: to end senior hunger by 2020.  In order to turn this 2020 vision into a reality, we have started a national movement to end senior hunger by 2020: Our goal is to recruit 6 million people who are willing to stand up and <a href="http://www.mowaa.org/pledge">pledge to do what it takes to end senior hunger.</a><br />
Senior hunger in America is a monumental problem.  Today, there are nearly <a href="http://www.mowaa.org/hungerbystate">6 million seniors in the United States facing the threat of hunger</a>.  Looking at the numbers, it is easy to become discouraged. Looking at the people whom the numbers represent, however, impels us to action and helps develop our plan.  Because of the magnitude of the problem, we know that we cannot solve it overnight or with a single project or initiative. MOWAA&#8217;s <a href="http://www.mowaa.org/ourfourpillars">four pillars</a> outlines our comprehensive approach to ending senior hunger.</p></blockquote>
<p>Feel free to contact either of the below phone numbers, to set up an appointment with the Meals on Wheels teams to let them know of your needs:</p>
<p>Santa Clarita Senior Center<br />
22900 Market Street,<br />
Newhall, CA<br />
661-259-9444</p>
<p>or</p>
<p>the Senior Center in Friendly Valley<br />
19310 Ave of the Oaks<br />
661-299-4595</p>
<p style="text-align:center;">_____</p>
<p style="text-align:center;">Information provided as a courtesy by:</p>
<p style="text-align:center;">LeeAnn Bell, REALTOR(R) &#8230; 661-309-2364</p>
<p style="text-align:center;">Serving all of your Real Estate needs in the Santa Clarita Valley.</p>
<p style="text-align:center;">*</p>
<p style="text-align:center;"><span style="font-family:comic sans ms;font-size:x-small;">(c) 2010<br />
All Rights Reserved</span></p>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/g-seniors-information/'>g - SENIORS information</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-community/'>friendly valley community</a>, <a href='http://friendlyvalley.wordpress.com/tag/help-for-seniors/'>help for seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/meals-on-wheels/'>meals on wheels</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-retirement-living/'>santa clarita retirement living</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-seniors-community/'>santa clarita seniors community</a>, <a href='http://friendlyvalley.wordpress.com/tag/senior-living-in-santa-clarita/'>senior living in santa clarita</a>, <a href='http://friendlyvalley.wordpress.com/tag/southern-california-retirement-community/'>southern california retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/southern-california-seniors-community/'>southern california seniors community</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/329/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/329/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/329/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/329/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/329/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/329/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/329/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/329/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/329/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/329/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/329/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/329/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/329/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/329/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=329&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2011/01/10/meals-on-wheels/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>
	</item>
		<item>
		<title>- Thinking about an FHA Loan?  Read these new rules for FHA Loans effective November 2010</title>
		<link>http://friendlyvalley.wordpress.com/2010/12/03/thinking-about-an-fha-loan-read-these-new-rules-for-fha-loans-effective-november-2010/</link>
		<comments>http://friendlyvalley.wordpress.com/2010/12/03/thinking-about-an-fha-loan-read-these-new-rules-for-fha-loans-effective-november-2010/#comments</comments>
		<pubDate>Sat, 04 Dec 2010 03:35:27 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[f - Current Real Estate News]]></category>
		<category><![CDATA[FHA financing]]></category>
		<category><![CDATA[FHA rules]]></category>
		<category><![CDATA[friendly valley seniors community]]></category>
		<category><![CDATA[LeeAnn Bell real estate]]></category>
		<category><![CDATA[new FHA rules]]></category>
		<category><![CDATA[real estate in southern california]]></category>
		<category><![CDATA[Ronald Thacker]]></category>
		<category><![CDATA[seniors living in southern california]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=351</guid>
		<description><![CDATA[By LYNNLEY BROWNING Published: November 24, 2010 HOME buyers with sketchy credit who are unable to qualify for conventional mortgages may now find it more costly and difficult to obtain loans insured by the Federal Housing Administration. New rules that &#8230; <a href="http://friendlyvalley.wordpress.com/2010/12/03/thinking-about-an-fha-loan-read-these-new-rules-for-fha-loans-effective-november-2010/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=351&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<blockquote>
<h6>By <a title="More Articles by Lynnley Browning" href="http://query.nytimes.com/search/query?ppds=bylL&amp;v1=LYNNLEY%20BROWNING&amp;fdq=19960101&amp;td=sysdate&amp;sort=newest&amp;ac=LYNNLEY%20BROWNING&amp;inline=nyt-per">LYNNLEY BROWNING</a></h6>
<h6>Published: November 24, 2010</h6>
</blockquote>
<div>
<blockquote><p>HOME buyers with sketchy credit who are unable to qualify for conventional <a title="More articles about mortgages." href="http://topics.nytimes.com/your-money/loans/mortgages/index.html?inline=nyt-classifier">mortgages</a> may now find it more costly and difficult to obtain <a title="More articles about loans." href="http://topics.nytimes.com/your-money/loans/index.html?inline=nyt-classifier">loans</a> insured by the <a title="More articles about the Federal Housing Administration." href="http://topics.nytimes.com/top/reference/timestopics/organizations/f/federal_housing_administration/index.html?inline=nyt-org">Federal Housing Administration</a>.</p>
<div>
<p>New rules that went into effect this month adjust the two types of mortgage <a title="More articles about insurance." href="http://topics.nytimes.com/your-money/insurance/index.html?inline=nyt-classifier">insurance</a> paid by consumers for loans insured by the <a href="http://www.hud.gov/offices/hsg/fhahistory.cfm">F.H.A.</a>, which is part of the <a title="More articles about Housing and Urban Development Department, U.S." href="http://topics.nytimes.com/top/reference/timestopics/organizations/h/housing_and_urban_development_department/index.html?inline=nyt-org">Department of Housing and Urban Development</a>.</p>
<p>One change raises the annual insurance premium, paid monthly by the borrower, setting it at 0.85 percent to 0.9 percent of the loan balance, depending on the down payment or equity owned; the amount used to be 0.5 percent to 0.55 percent. The other change lowers the one-time upfront insurance premium that borrowers must pay, to 1 percent of the loan balance from 2.25 percent.</p>
<p>The upfront premium is paid in a lump sum at closing or added to the loan balance, unlike the monthly premium, which is paid over the life of the loan in addition to the interest and principal.</p>
<p>The decrease in the upfront premium, welcome though it might seem to some customers, does little to offset the effects of the monthly increase, which Andre Harriott, the president of the Access Mortgage Corporation in New Haven, Conn., called “really pretty hefty.”</p>
<p>“Everyone is really living paycheck to paycheck,” he said.</p>
<p>F.H.A. loans are usually taken out by buyers who cannot qualify under the stiffer down-payment requirements of <a title="More information about Federal National Mortgage Association" href="http://topics.nytimes.com/top/news/business/companies/fannie_mae/index.html?inline=nyt-org">Fannie Mae</a> or <a title="More information about Federal Home Loan Mortgage Corporation" href="http://topics.nytimes.com/top/news/business/companies/freddie_mac/index.html?inline=nyt-org">Freddie Mac</a>, the government-controlled buyers of loans. F.H.A. requires 3.5 percent, while Fannie Mae typically requires 5 to 15 percent or more, depending on the type of loan.</p>
<p>The changes, under an example provided by the F.H.A., mean that a borrower who puts 3.5 percent down on a $154,000 house with a 30-year fixed-rate mortgage at 5 percent (such a consumer typically earns a gross annual income of $54,000, according to the agency) and who finances the upfront premium into the loan will see monthly mortgage payments, including taxes, interest and the two insurance premiums, rise to $1,238 from $1,205. The example is based on median data, including property taxes put at about 2.5 percent of home value. That increase includes the drop in the upfront mortgage insurance, to $1,486 from $3,344 — but also includes the rise in the monthly insurance premium, to $111 from $68.</p>
<p>Last August, President Obama signed into law a bill authorizing the F.H.A. to increase premiums to shore up its insurance funds; the agency had been authorized to raise the annual premium to as much as 1.55 percent.</p>
<p>Conventional loans, which conform to Fannie and Freddie underwriting guidelines, do not require upfront mortgage insurance. But some may require monthly private mortgage insurance, if the borrower puts less than 20 percent down toward the purchase, or has less than 20 percent equity in a refinancing.</p>
<p>F.H.A. borrowers, meanwhile, can stop paying the monthly mortgage insurance only after five years and when their loan-to-value ratio reaches 78 percent, at which point they have 22 percent equity in their home.</p>
<p>F.H.A. loans are typically offered by niche direct lenders, and because of the insurance, they often carry interest rates equal to or slightly below those of conventional loans.</p>
<p>In October, the F.H.A. set a minimum FICO score of 500 for borrowers who want an F.H.A.-insured loan — the first time a minimum was set. It also introduced a new minimum down payment of 10 percent for borrowers with FICO scores below 580. (Those above 580 still pay a minimum 3.5 percent.)</p>
<p>The issue for the F.H.A, Mr. Harriott said, is that the realm of borrowers has widened. “We see executives of little companies, teachers, people making $200,000 a year, doing an F.H.A. loan, because they’ve gotten into a financial situation,” he said, adding that F.H.A. loans are perceived as safe by investors because of the insurance.</p>
</div>
</blockquote>
<div>
<div>
<div>
<div>
<div>
<blockquote>
<h6>A version of this article appeared in print on November 28, 2010, on page RE9 of the New York edition.</h6>
</blockquote>
<p style="text-align:left;">Original Article Found <a href="http://http://www.nytimes.com/2010/11/28/realestate/mortgages/28Mort.html?_r=1&amp;ref=realestate">HERE</a></p>
<p style="text-align:center;">*<br />
If you need help finding a home in this wonderful Senior&#8217;s Community, or anywhere else in the Santa Clarita Valley, please do not hesitate to call<strong> LeeAnn Bell at 661-309-2364</strong>.</p>
<p style="text-align:center;">It is always my goal to help you locate the best home suited for your needs, with the highest amount of integrity and attentiveness.</p>
<p style="text-align:center;"><strong>LeeAnn Bell,   REALTOR(R)<br />
DRE License #01260650<br />
661-309-2364</strong></p>
<p style="text-align:center;"><strong><a href="http://friendlyvalley.files.wordpress.com/2009/06/leeann-for-real-estate-feb-26-20103.jpg?w=300&amp;h=221"><img class="aligncenter" src="http://friendlyvalley.files.wordpress.com/2009/06/leeann-for-real-estate-feb-26-20103.jpg?w=300&#038;h=221&#038;h=221" alt="" width="300" height="221" /></a><br />
</strong></p>
<p><strong><br />
</strong></p>
</div>
</div>
</div>
</div>
</div>
</div>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/f-current-real-estate-news/'>f - Current Real Estate News</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/fha-financing/'>FHA financing</a>, <a href='http://friendlyvalley.wordpress.com/tag/fha-rules/'>FHA rules</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-seniors-community/'>friendly valley seniors community</a>, <a href='http://friendlyvalley.wordpress.com/tag/leeann-bell-real-estate/'>LeeAnn Bell real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/new-fha-rules/'>new FHA rules</a>, <a href='http://friendlyvalley.wordpress.com/tag/real-estate-in-southern-california/'>real estate in southern california</a>, <a href='http://friendlyvalley.wordpress.com/tag/ronald-thacker/'>Ronald Thacker</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-living-in-southern-california/'>seniors living in southern california</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/351/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/351/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/351/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/351/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/351/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/351/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/351/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/351/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/351/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/351/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/351/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/351/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/351/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/351/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=351&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2010/12/03/thinking-about-an-fha-loan-read-these-new-rules-for-fha-loans-effective-november-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>

		<media:content url="http://friendlyvalley.files.wordpress.com/2009/06/leeann-for-real-estate-feb-26-20103.jpg?w=300&#038;h=221" medium="image" />
	</item>
		<item>
		<title>- The benefits of a seniors or retirement community</title>
		<link>http://friendlyvalley.wordpress.com/2010/08/28/the-benefits-of-a-seniors-or-retirement-community/</link>
		<comments>http://friendlyvalley.wordpress.com/2010/08/28/the-benefits-of-a-seniors-or-retirement-community/#comments</comments>
		<pubDate>Sun, 29 Aug 2010 01:58:03 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[e - HOAs and Community Living]]></category>
		<category><![CDATA[benenfits of seniors communities]]></category>
		<category><![CDATA[buying real estate for seniors]]></category>
		<category><![CDATA[find a senior real estate agent]]></category>
		<category><![CDATA[find a senior realtor]]></category>
		<category><![CDATA[friendly valley santa clarita]]></category>
		<category><![CDATA[gated communities in souther california]]></category>
		<category><![CDATA[real estate agents helping seniors]]></category>
		<category><![CDATA[senior communities]]></category>
		<category><![CDATA[seniors and real estate]]></category>
		<category><![CDATA[seniors gated community living]]></category>
		<category><![CDATA[seniors in southern california]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=295</guid>
		<description><![CDATA[Living in a seniors / retirement community can have many benefits, for it can be a more harmonious lifestyle to live within a group of people in somewhat the same age bracket, with the same concerns and desires regarding certain &#8230; <a href="http://friendlyvalley.wordpress.com/2010/08/28/the-benefits-of-a-seniors-or-retirement-community/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=295&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Living in a seniors / retirement community can have many benefits, for it can be a more harmonious lifestyle to live within a group of people in somewhat the same age bracket, with the same concerns and desires regarding certain standards of living.    <img class="alignright" src="http://www.fotosearch.com/bthumb/STK/STK008/KSP1004.jpg" alt="" width="170" height="113" /></p>
<p>Below, I will mention a couple benefits of living in any Retirement Community, including the Friendly Valley Seniors Community, located in Santa Clarita, CA.</p>
<p>- No young children or teens makes for a more quiet neighborhood.  Once people get to a certain age, they often don&#8217;t want the early morning noise of young ones playing outside or teens playing at night <img src='http://s0.wp.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />   In a Seniors / Retirement Community there will more than likely be a consistent peace and quiet in the neighborhoods.</p>
<p>- Retirement Communities often times have recreation areas where residents can get together for a movie night, or a bunko or card night.  This means that being retired doesn&#8217;t have to be a lonely time in one&#8217;s life.</p>
<p>- Smaller accommodations can usually be found in Seniors / Retirement Communities, so for the retired person who wants to downsize and de-clutter, a smaller residence can be a welcome change.</p>
<p>- When choosing a Gated Community, there is the peace of mind one gets that strangers will not be roaming the streets.  Loved ones can rest assured that their parents are safe and guarded and the seniors can be at ease walking their neighborhoods and living in their homes.</p>
<p>- There can be a Travel Group offered in some Seniors / Retirement Communities (as there is in the Friendly Valley Community) which can offer travel, companionship, and vacations all within the comfort of one&#8217;s own community!</p>
<p>- And when one is traveling or away for any length of time, one can be confident in the Friendly Valley Gated Community that their homes are not just in a Gated Community but in a peaceful Senior&#8217;s Community where neighbors are generally looking out for each others best interests.</p>
<p style="text-align:right;"><img class="alignright" src="http://www.fotosearch.com/bthumb/AGE/AGE003/E16-115033.jpg" alt="" width="170" height="113" /></p>
<p>Many seniors seem to enjoy living together in such communities and sense a<br />
great bonding, security and looking out for one another amongst the residents.</p>
<p>If moving to the Friendly Valley Seniors Community is something that you are considering, feel free to give Ron Thacker or myself, LeeAnn Bell, a call for a no-obligation tour.  This community offers everything from smaller<br />
600 square feet 1 bedroom attached homes, to the larger 3 bedroom over 1000 square feet homes with attached garages.  There is sure to be something in this community to suit your needs!</p>
<p style="text-align:center;"><img class="alignleft" src="http://www.fotosearch.com/bthumb/STK/STK014/MHR1144.jpg" alt="" width="111" height="170" /> The homes, the guard at the gate, the lush greenery, along with all the activities and shuttle bus which takes residents back and forth to local banks and/or shops, are just a few of the perks when living here!</p>
<p style="text-align:center;">It is a beautiful and peaceful community and it would be our pleasure to help you rent or own a home in this Community.</p>
<p style="text-align:center;">*</p>
<p style="text-align:center;"><strong>LeeAnn Bell  &#8230;  661-309-2364<br />
REALTOR(R)<br />
<span style="font-size:xx-small;">DRE License #01260650</span> </strong></p>
<p style="text-align:center;"><strong><span style="font-family:comic sans ms;font-size:x-small;">(c) 2010<br />
All rights reserved</span><br />
___</strong></p>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/e-hoas-and-community-living/'>e - HOAs and Community Living</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/benenfits-of-seniors-communities/'>benenfits of seniors communities</a>, <a href='http://friendlyvalley.wordpress.com/tag/buying-real-estate-for-seniors/'>buying real estate for seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/find-a-senior-real-estate-agent/'>find a senior real estate agent</a>, <a href='http://friendlyvalley.wordpress.com/tag/find-a-senior-realtor/'>find a senior realtor</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-santa-clarita/'>friendly valley santa clarita</a>, <a href='http://friendlyvalley.wordpress.com/tag/gated-communities-in-souther-california/'>gated communities in souther california</a>, <a href='http://friendlyvalley.wordpress.com/tag/real-estate-agents-helping-seniors/'>real estate agents helping seniors</a>, <a href='http://friendlyvalley.wordpress.com/tag/senior-communities/'>senior communities</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-and-real-estate/'>seniors and real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-gated-community-living/'>seniors gated community living</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-in-southern-california/'>seniors in southern california</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/295/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/295/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/295/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/295/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/295/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/295/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/295/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/295/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/295/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/295/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/295/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/295/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/295/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/295/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=295&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2010/08/28/the-benefits-of-a-seniors-or-retirement-community/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>

		<media:content url="http://www.fotosearch.com/bthumb/STK/STK008/KSP1004.jpg" medium="image" />

		<media:content url="http://www.fotosearch.com/bthumb/AGE/AGE003/E16-115033.jpg" medium="image" />

		<media:content url="http://www.fotosearch.com/bthumb/STK/STK014/MHR1144.jpg" medium="image" />
	</item>
		<item>
		<title>- Friendly Valley Groups and Classes</title>
		<link>http://friendlyvalley.wordpress.com/2010/08/15/current-friendly-valley-groups-and-classes/</link>
		<comments>http://friendlyvalley.wordpress.com/2010/08/15/current-friendly-valley-groups-and-classes/#comments</comments>
		<pubDate>Sun, 15 Aug 2010 18:05:35 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[c - Information Regarding the Friendly Valley Senior's Community]]></category>
		<category><![CDATA[d - Current Events in Friendly Valley]]></category>
		<category><![CDATA[buying a home in santa clarita]]></category>
		<category><![CDATA[friendly valley retirement community]]></category>
		<category><![CDATA[friendly valley seniors community]]></category>
		<category><![CDATA[Friendly Valley tours]]></category>
		<category><![CDATA[Friendly Valley trip club]]></category>
		<category><![CDATA[purchasing real estate in santa clarita california]]></category>
		<category><![CDATA[santa clarita real estate]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=219</guid>
		<description><![CDATA[Information below is supplied as a courtesy and is likely to change with seasons. Information will not be updated, but is provided below to show examples of the Events and Classes offered in the Friendly Valley Community. Should you have &#8230; <a href="http://friendlyvalley.wordpress.com/2010/08/15/current-friendly-valley-groups-and-classes/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=219&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:center;"><strong>Information below is supplied as a courtesy and is likely to change with seasons.</strong></p>
<p style="text-align:center;"><strong>Information will not be updated, but is provided below to show examples of the Events and Classes offered in the Friendly Valley Community. </strong></p>
<p style="text-align:center;"><strong>Should you have any further questions regarding the Friendly Valley Senior&#8217;s Community contact LeeAnn Bell at 661-309-2364</strong></p>
<div style="text-align:center;">*</div>
<div id="_mcePaste" style="text-align:center;"><strong>WEEKLY SCHEDULE </strong></div>
<div id="_mcePaste" style="text-align:center;"><strong>Sunday</strong></div>
<div id="_mcePaste" style="text-align:center;">FV Community Church United Methodist Service</div>
<div style="text-align:center;">*</div>
<div id="_mcePaste" style="text-align:center;"><strong>Monday</strong></div>
<div id="_mcePaste" style="text-align:center;">Aerobic Class</div>
<div id="_mcePaste" style="text-align:center;">Catholic Women&#8217;s Cllub</div>
<div id="_mcePaste" style="text-align:center;">Line Dance Class</div>
<div style="text-align:center;">*</div>
<div id="_mcePaste" style="text-align:center;"><strong>Tuesday</strong></div>
<div id="_mcePaste" style="text-align:center;">Strength &amp; Tone</div>
<div id="_mcePaste" style="text-align:center;">Bible Study</div>
<div id="_mcePaste" style="text-align:center;">Bookmobile (twice monthly)</div>
<div id="_mcePaste" style="text-align:center;">&#8220;500&#8243;</div>
<div id="_mcePaste" style="text-align:center;">Duplicate Bridge</div>
<div id="_mcePaste" style="text-align:center;">Lawn Bowls</div>
<div style="text-align:center;">*</div>
<div id="_mcePaste" style="text-align:center;"><strong>Wednesday</strong></div>
<div id="_mcePaste" style="text-align:center;">Men&#8217;s Golf Play</div>
<div id="_mcePaste" style="text-align:center;">Ceramics Morning</div>
<div id="_mcePaste" style="text-align:center;">Aerobic Class</div>
<div id="_mcePaste" style="text-align:center;">Social Club Bingo</div>
<div id="_mcePaste" style="text-align:center;">Lawn Bowls</div>
<div style="text-align:center;">*</div>
<div style="text-align:center;"><strong>Thursday</strong></div>
<div id="_mcePaste" style="text-align:center;">Women&#8217;s Golf Play</div>
<div id="_mcePaste" style="text-align:center;">Strength &amp; Tone</div>
<div id="_mcePaste" style="text-align:center;">&#8220;500&#8243;</div>
<div id="_mcePaste" style="text-align:center;">Lawn Bowls</div>
<div style="text-align:center;"><img class="aligncenter" src="http://www.fotosearch.com/bthumb/UNS/UNS044/u11038958.jpg" alt="" width="170" height="113" /></div>
<div style="text-align:center;">*</div>
<div id="_mcePaste" style="text-align:center;"><strong>Friday</strong></div>
<div id="_mcePaste" style="text-align:center;">Aerobic Class</div>
<div id="_mcePaste" style="text-align:center;">Party Bridge</div>
<div id="_mcePaste" style="text-align:center;">Duplicate Bridge</div>
<div id="_mcePaste" style="text-align:center;">Tai Chi</div>
<div id="_mcePaste" style="text-align:center;">Jewish Community</div>
<div style="text-align:center;">*</div>
<div id="_mcePaste" style="text-align:center;"><strong>Saturday</strong></div>
<div id="_mcePaste" style="text-align:center;">Lawn Bowls</div>
<div style="text-align:center;"><img class="alignleft" src="http://www.fotosearch.com/bthumb/STK/STK009/DWP1012.jpg" alt="" width="114" height="170" />*</div>
<div style="text-align:center;">*</div>
<div id="_mcePaste" style="text-align:center;"><strong>Warm Weather Note:</strong></div>
<div id="_mcePaste" style="text-align:center;">As the weather warms, Pool Exercises will be held Monday, Wednesday &amp; Friday</div>
<p style="text-align:center;">*</p>
<p style="text-align:center;"><strong>LeeAnn Bell,    REALTOR(R) &#8230; 661-309-2364<br />
DRE License #0160650</strong></p>
<p style="text-align:left;">Below is what one client had to say about working with me:<strong><br />
<em>&#8220;You are so kind and informative.  I really thank you for being so giving of your time to me&#8230;&#8221;</em><br />
-Donna F.<br />
</strong></p>
<div id="attachment_398" class="wp-caption aligncenter" style="width: 360px"><a href="http://friendlyvalley.files.wordpress.com/2010/08/best-leeann-with-poppies-april-20-2010.jpg"><img class="size-full wp-image-398 " title="LeeAnn Bell, REALTOR(R)" src="http://friendlyvalley.files.wordpress.com/2010/08/best-leeann-with-poppies-april-20-2010.jpg?w=584" alt=""   /></a><p class="wp-caption-text">LeeAnn Bell, REALTOR(R)</p></div>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/c-information-regarding-the-friendly-valley-seniors-community/'>c - Information Regarding the Friendly Valley Senior's Community</a>, <a href='http://friendlyvalley.wordpress.com/category/d-current-events-in-friendly-valley/'>d - Current Events in Friendly Valley</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/buying-a-home-in-santa-clarita/'>buying a home in santa clarita</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-retirement-community/'>friendly valley retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-seniors-community/'>friendly valley seniors community</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-tours/'>Friendly Valley tours</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-trip-club/'>Friendly Valley trip club</a>, <a href='http://friendlyvalley.wordpress.com/tag/purchasing-real-estate-in-santa-clarita-california/'>purchasing real estate in santa clarita california</a>, <a href='http://friendlyvalley.wordpress.com/tag/santa-clarita-real-estate/'>santa clarita real estate</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/219/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/219/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/219/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/219/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/219/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/219/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/219/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/219/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/219/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/219/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/219/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/219/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/219/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/219/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=219&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2010/08/15/current-friendly-valley-groups-and-classes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>

		<media:content url="http://www.fotosearch.com/bthumb/UNS/UNS044/u11038958.jpg" medium="image" />

		<media:content url="http://www.fotosearch.com/bthumb/STK/STK009/DWP1012.jpg" medium="image" />

		<media:content url="http://friendlyvalley.files.wordpress.com/2010/08/best-leeann-with-poppies-april-20-2010.jpg" medium="image">
			<media:title type="html">LeeAnn Bell, REALTOR(R)</media:title>
		</media:content>
	</item>
		<item>
		<title>- Is now a good time to purchase a home?</title>
		<link>http://friendlyvalley.wordpress.com/2010/08/12/is-now-a-good-time-to-purchase-a-home/</link>
		<comments>http://friendlyvalley.wordpress.com/2010/08/12/is-now-a-good-time-to-purchase-a-home/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 13:54:21 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[f - Current Real Estate News]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying a home for parents]]></category>
		<category><![CDATA[buying real estate]]></category>
		<category><![CDATA[current mortgage interest rates]]></category>
		<category><![CDATA[fha home loans]]></category>
		<category><![CDATA[fha interest rates]]></category>
		<category><![CDATA[low housing rates]]></category>
		<category><![CDATA[real estate news]]></category>
		<category><![CDATA[retirement community]]></category>
		<category><![CDATA[should i purchase a home now]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=284</guid>
		<description><![CDATA[Not sure if you should purchase a Home now, in this economy? Below are a few reasons why now could be the perfect time: - If you are planning to buy and live in a home for any length of &#8230; <a href="http://friendlyvalley.wordpress.com/2010/08/12/is-now-a-good-time-to-purchase-a-home/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=284&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><strong>Not sure if you should purchase a Home now, in this economy?</strong></p>
<p><strong>Below are a few reasons why now </strong><em><strong>could be</strong></em><strong> the perfect time:</strong></p>
<p>- If you are planning to buy and live in a home for any length of time, now could be a great time with the housing prices relatively low.  Even if prices drop again in the near future, if you are planning to stay put for any length of time, you could see a rise in the value of your home in the future.</p>
<p>- With interests rates at historical lows, added to the lower housing prices, your monthly mortgage note could be the same as a rental property.  And remember, rental prices do/can rise!</p>
<p><img class="alignleft" src="http://blogs.reuters.com/reuters-wealth/files/2011/06/auction_lo-300x211.jpg" alt="" width="300" height="211" />- Because of lower interest rates and lower housing prices, you could actually pay down a new 30 year mortgage in less time, if you would pay extra on every months mortgage payment</p>
<p>- If you are thinking seriously of purchasing in the near future, not buying now could mean a larger monthly mortgage payment later, if the interest rates rise even 1% in the future</p>
<p style="text-align:center;"><strong>These reasons alone (there are probably more) show that now can be a great time to purchase a new home!</strong></p>
<p style="text-align:center;"><strong>If you would like help in purchasing or selling a home in the Friendly Valley Community, or the surrounding Santa Clarita Valley, please do not hesitate to call LeeAnn Bell at 661-309-2364.<br />
It will be my pleasure to answer your questions.<br />
</strong></p>
<p style="text-align:center;"><strong>___</strong><br />
The above is posted as a courtesy and not a prediction of the rise or fall of the housing market, interest rates, or the economy<strong><br />
LeeAnn Bell, REALTOR(R)<br />
DRE License #01260650<br />
</strong></p>
<p style="text-align:center;"><strong>For the most current and updated REAL ESTATE NEWS<br />
visit my blog <a href="http://santaclaritahomesforsale.blogspot.com/">HERE</a><br />
</strong></p>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/f-current-real-estate-news/'>f - Current Real Estate News</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/buying-a-home/'>buying a home</a>, <a href='http://friendlyvalley.wordpress.com/tag/buying-a-home-for-parents/'>buying a home for parents</a>, <a href='http://friendlyvalley.wordpress.com/tag/buying-real-estate/'>buying real estate</a>, <a href='http://friendlyvalley.wordpress.com/tag/current-mortgage-interest-rates/'>current mortgage interest rates</a>, <a href='http://friendlyvalley.wordpress.com/tag/fha-home-loans/'>fha home loans</a>, <a href='http://friendlyvalley.wordpress.com/tag/fha-interest-rates/'>fha interest rates</a>, <a href='http://friendlyvalley.wordpress.com/tag/low-housing-rates/'>low housing rates</a>, <a href='http://friendlyvalley.wordpress.com/tag/real-estate-news/'>real estate news</a>, <a href='http://friendlyvalley.wordpress.com/tag/retirement-community/'>retirement community</a>, <a href='http://friendlyvalley.wordpress.com/tag/should-i-purchase-a-home-now/'>should i purchase a home now</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/284/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/284/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/284/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/284/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/284/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/284/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/284/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/284/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/284/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/284/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/284/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/284/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/284/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/284/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=284&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2010/08/12/is-now-a-good-time-to-purchase-a-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>

		<media:content url="http://blogs.reuters.com/reuters-wealth/files/2011/06/auction_lo-300x211.jpg" medium="image" />
	</item>
		<item>
		<title>- Current Home Appraisal Difficulties</title>
		<link>http://friendlyvalley.wordpress.com/2010/08/10/current-home-appraisal-difficulties/</link>
		<comments>http://friendlyvalley.wordpress.com/2010/08/10/current-home-appraisal-difficulties/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 04:59:39 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[f - Current Real Estate News]]></category>
		<category><![CDATA[current problems with Housing Appraisals]]></category>
		<category><![CDATA[Fannie Mae news]]></category>
		<category><![CDATA[Federal Housing Agency]]></category>
		<category><![CDATA[FHA home appraisals]]></category>
		<category><![CDATA[FHA new rules]]></category>
		<category><![CDATA[Freddie Mac news]]></category>
		<category><![CDATA[Home Appraisals]]></category>
		<category><![CDATA[seniors community in southern california]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=250</guid>
		<description><![CDATA[The Los Angeles Times reports on current home appraisal difficulties: Home appraisals still fraught with uncertainty despite new code of conduct The recently launched system is intended to provide more honest valuations.  But the use of third-party appraisal management companies &#8230; <a href="http://friendlyvalley.wordpress.com/2010/08/10/current-home-appraisal-difficulties/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=250&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:left;">The <a href="http://articles.latimes.com/2010/may/09/business/la-fi-lew-20100509">Los Angeles Times</a> reports on current home appraisal difficulties:</p>
<blockquote><p><strong>Home appraisals still fraught with uncertainty despite new code of conduct</strong></p>
<p><strong>The recently launched system is intended to provide more honest valuations.  But the use of third-party appraisal management companies has led to complaints.<br />
</strong></p>
<p>&nbsp;</p>
<div id="mod-article-byline"><!-- Module starts: article-byline (ArticleByline) -->May 09, 2010|Lew Sichelman<!-- Module ends: article-byline--></div>
<p><!-- Module starts: a-body-first-para (ArticleText) -->Little known outside the housing industry — and little understood inside the business — the Home Valuation Code of Conduct (HVCC) was supposed to result in better, more honest appraisals. But a year after it was put in place there is still a question of whether home buyers are getting their money&#8217;s worth.</p>
<p>Real estate professionals, home builders, mortgage brokers and even some appraisers themselves complain that lenders are using appraisers who lack experience, sometimes travel great distances to divine values in unfamiliar jurisdictions or base their determinations on sales that are not similar to the property they are appraising.</p>
<p>Negotiated by New York Atty. Gen. Andrew Cuomo with Fannie Mae and Freddie Mac, the two government-sponsored secondary-mortgage-market institutions that help keep the money flowing to primary lenders, the code effectively blocks anyone who has a financial stake in a transaction from pressuring the appraiser to &#8220;hit the number&#8221; necessary for the lender to approve the loan.</p>
<p>That&#8217;s a laudable goal that everyone agrees was long overdue. But the antagonists say their issues aren&#8217;t with the HVCC itself but how the lending community has implemented it.</p>
<p>Instead of erecting their own firewalls between real estate agents and loan brokers on one side and appraisers and underwriters on the other, most lenders have turned the appraisal-ordering task over to third-party appraisal management companies. And, not surprisingly, the AMCs say the complaints are way overblown.</p>
<p>The Title Appraisal Vendor Management Assn., the trade group for AMCs, says that on average its member appraisers travel only short distances and have 15 years of experience. And the AMCs maintain that they use only licensed and certified appraisers who, under industry standards, must refuse assignments in unfamiliar markets.</p>
<p>On first blush, buyers and sellers may not think they have a role in this fight. But they do. Buyers need to know they are not overpaying for a property, and sellers, at least in the current down market, sometimes have to come to grips with the possibility that the old homestead isn&#8217;t worth as much as they think it is. So if an appraisal isn&#8217;t accurate, both sides suffer.</p>
<p>To some extent, agents, brokers and builders have to get real, too. AMCs aren&#8217;t going away. The HVCC is now firmly embedded in the mortgage-approval system, and the market is what it is.</p>
<p style="text-align:center;">Original Article may be viewed <a href="http://articles.latimes.com/2010/may/09/business/la-fi-lew-20100509">HERE</a></p>
<p style="text-align:center;">_____</p>
<p>Article provided as a courtesy by LeeAnn Bell, REALTOR(R)<br />
DRE License #01260650<br />
For help with buying or selling anywhere in the Santa Clarita Valley, feel free to call me for an interview &#8230;<br />
661-309-2364</p>
<p style="text-align:center;">___</p>
<p style="text-align:center;">(c) 2010 LeeAnn Bell</p>
</blockquote>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/f-current-real-estate-news/'>f - Current Real Estate News</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/current-problems-with-housing-appraisals/'>current problems with Housing Appraisals</a>, <a href='http://friendlyvalley.wordpress.com/tag/fannie-mae-news/'>Fannie Mae news</a>, <a href='http://friendlyvalley.wordpress.com/tag/federal-housing-agency/'>Federal Housing Agency</a>, <a href='http://friendlyvalley.wordpress.com/tag/fha-home-appraisals/'>FHA home appraisals</a>, <a href='http://friendlyvalley.wordpress.com/tag/fha-new-rules/'>FHA new rules</a>, <a href='http://friendlyvalley.wordpress.com/tag/freddie-mac-news/'>Freddie Mac news</a>, <a href='http://friendlyvalley.wordpress.com/tag/home-appraisals/'>Home Appraisals</a>, <a href='http://friendlyvalley.wordpress.com/tag/seniors-community-in-southern-california/'>seniors community in southern california</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/250/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/250/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/250/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/250/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/250/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/250/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/250/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/250/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/250/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/250/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/250/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/250/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/250/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/250/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=250&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2010/08/10/current-home-appraisal-difficulties/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>
	</item>
		<item>
		<title>- Getting rid of ants</title>
		<link>http://friendlyvalley.wordpress.com/2010/06/11/getting-rid-of-ants/</link>
		<comments>http://friendlyvalley.wordpress.com/2010/06/11/getting-rid-of-ants/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 10:28:01 +0000</pubDate>
		<dc:creator>Friendly Valley in Santa Clarita, CA</dc:creator>
				<category><![CDATA[f - Current Real Estate News]]></category>
		<category><![CDATA[buy real estate in southern california]]></category>
		<category><![CDATA[friendly valley santa clarita]]></category>
		<category><![CDATA[friendly valley seniors community]]></category>
		<category><![CDATA[getting rid of ants]]></category>
		<category><![CDATA[sell real estate in southern california]]></category>

		<guid isPermaLink="false">http://friendlyvalley.wordpress.com/?p=270</guid>
		<description><![CDATA[At some point in time, living in Southern California, you have probably encountered a little bit of trouble with ants entering your home!  Below is a tip to rid your home of those unwanted, pesky ants: Natural deterrents to ants &#8230; <a href="http://friendlyvalley.wordpress.com/2010/06/11/getting-rid-of-ants/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=270&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:left;"><strong>At some point in time, living in Southern California, you have probably encountered a little bit of trouble with ants entering your home!  Below is a tip to rid your home of those unwanted, pesky ants:</strong></p>
<blockquote><p>Natural deterrents to ants include dry Cream of Wheat, which they cannot digest and is lethal to them, as well as powdered borax mixed with maple syrup (don’t use the latter if you have children or pets). If the aim simply is to deter, but not kill, then sprinkle the substances they don’t like to cross, such as ground black pepper, chalk, or cinnamon, near doors.<br />
See 1001 All-Natural Secrets to Pest-Free Property by Myles H. Bader for more natural solutions.</p></blockquote>
<p style="text-align:center;"><strong>*</strong></p>
<p style="text-align:center;"><strong>LeeAnn Bell,    REALTOR(R)<br />
DRE License #01260650<br />
Phone:  661-309-2364</strong></p>
<p style="text-align:center;"><strong><a href="http://friendlyvalley.files.wordpress.com/2009/06/leeann-for-real-estate-feb-26-20103.jpg"><img title="LeeAnn Bell" src="http://friendlyvalley.files.wordpress.com/2009/06/leeann-for-real-estate-feb-26-20103.jpg?w=300&#038;h=221&#038;h=221" alt="" width="300" height="221" /></a><br />
</strong></p>
<p style="text-align:center;"><strong><br />
</strong></p>
<br />Filed under: <a href='http://friendlyvalley.wordpress.com/category/f-current-real-estate-news/'>f - Current Real Estate News</a> Tagged: <a href='http://friendlyvalley.wordpress.com/tag/buy-real-estate-in-southern-california/'>buy real estate in southern california</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-santa-clarita/'>friendly valley santa clarita</a>, <a href='http://friendlyvalley.wordpress.com/tag/friendly-valley-seniors-community/'>friendly valley seniors community</a>, <a href='http://friendlyvalley.wordpress.com/tag/getting-rid-of-ants/'>getting rid of ants</a>, <a href='http://friendlyvalley.wordpress.com/tag/sell-real-estate-in-southern-california/'>sell real estate in southern california</a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/friendlyvalley.wordpress.com/270/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/friendlyvalley.wordpress.com/270/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/friendlyvalley.wordpress.com/270/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/friendlyvalley.wordpress.com/270/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/friendlyvalley.wordpress.com/270/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/friendlyvalley.wordpress.com/270/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/friendlyvalley.wordpress.com/270/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/friendlyvalley.wordpress.com/270/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/friendlyvalley.wordpress.com/270/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/friendlyvalley.wordpress.com/270/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/friendlyvalley.wordpress.com/270/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/friendlyvalley.wordpress.com/270/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/friendlyvalley.wordpress.com/270/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/friendlyvalley.wordpress.com/270/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=friendlyvalley.wordpress.com&amp;blog=8189490&amp;post=270&amp;subd=friendlyvalley&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://friendlyvalley.wordpress.com/2010/06/11/getting-rid-of-ants/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/7825a2060b17071e08ae83e28b4c071d?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">friendlyvalley</media:title>
		</media:content>

		<media:content url="http://friendlyvalley.files.wordpress.com/2009/06/leeann-for-real-estate-feb-26-20103.jpg?w=300&#038;h=221" medium="image">
			<media:title type="html">LeeAnn Bell</media:title>
		</media:content>
	</item>
	</channel>
</rss>
